Car Finance

Cars For Tradies: How To Choose, And How To Get A Loan To Help

Whether you’re working on-site or want a car that doubles as a great option for a weekend away with the family, there’s quite a bit to consider when you’re a tradie and need a reliable vehicle. While your trade can definitely help you determine what type of vehicle you need, there are plenty of cars out there that cross into all different specialities.

Then, there’s the question of how to finance this car. Vans, utes, 4X4s and other trucks don’t always come cheap, especially if you want a car that won’t let you down while you’re running between jobs. That’s where car loans for tradies come into play, allowing you to pay off a car that makes it easy to get the job done.

As car loan experts – and pros at finding the right car for the right borrower – here’s our top five cars that we can recommend for the busy tradie.


Image courtesy Toyota

Toyota HiLux

Perhaps the reigning champion when it comes to tradie utes, the Toyota HiLux has been roving all over the country since 1968, and is a trusted vehicle for all sorts of trades. With single-cab, extra-cab and double-cab configurations available, as well as petrol and turbo-diesel options and rear-wheel and four-wheel drive, this rugged car is easily one of the most popular in the country. 

The HiLux is a tough workhorse that can handle anything you throw at it, and can tow just about anything, too. Whether you’re driving through a construction site or up a mountain, the HiLux is up to the challenge. 

With prices starting at $26,475, but going all the way up to $74,990 for a 2024 model, a car loan for this work vehicle may be well within your interests. Plus, if you have an ABN, there is potential for big savings with preferred pricing as a business customer.



Image courtesy Mitsubishi

Mitsubishi Triton

When it comes to car loans for tradies, one of the ideal cars you can consider financing is the Mitsubishi Triton. It’s as good off road as it is on-site, with comfort that is second to none (important during and after a long hard day on the job!). With impressive power and a 3.1 tonne braked towing capacity, this tough ute is robustly built and will give you confidence wherever you are thanks to its workhorse grunt. 

The 4×4 Triton also has one of the best off-road drivetrains around, with electronic diff locks for the centre and rear axles. This means you can go anywhere, even if it’s muddy, rocky, or steep, making it a great choice for busy, rugged construction sites. Prices start at $30,740 for a 2023 model, and go up to $57,940 – so if you’re considering one for work, a loan may be tempting.


Image courtesy Volkswagen

Volkswagen Amarok

You might think that VWs are too fancy for the workplace, but the Volkswagen Amarok scores points in both the style and power departments. Strong, robust, fuel-efficient and coming with a 5-star ANCAP safety rating, the Amarok won’t let you down. Able to carry and tow with ease thanks to its max 600Nm torque, the Amarok comes with impressive new technology, premium design, and unsurpassed levels of comfort. 

Pricing for the new Amarok starts at $50,990, making it a high-end vehicle for the workplace. Our car loans for tradies can help you get behind the wheel of one of these beauties.

Image courtesy Ford

Ford Transit Custom

One of the most comprehensive vans on the road for tradies, there’s even an electric version set to hit the market in 2024. The Ford Transit Custom is versatile enough to take on tight streets with enough load space to keep your business moving, thanks to its barn-style back doors that allow you to drop a full palette in the back from a forklift. No matter the job, the Transit Custom is a solid workmate.

There are a few variations of the Transit Custom available, including a sports model and a double cab in a van, offering the perfect solution for moving crew and cargo. Prices start at $44,590 for one of these great vans.


Image courtesy Renault

Renault Trafic

Another car manufacturer name you might not associate with tradies, the Renault Trafic is a delight for tradesmen of all walks of life. Its drivability and practicality make it a great choice if you’re looking for a reliable van – plus, it’s competitively priced, starting at $52,990 drive away.

The new Trafic is a redesigned workhorse that’s built for the future. It’s comfortable, practical, and packed with safety features, driver assistance, and handy connectivity features. So, you can focus on running your business, while the Trafic takes care of the rest.



How To Get A Loan To Help Finance Your Work Car

When it comes to getting car loans for tradies, it can be a straightforward process, but there are a few things you need to do to prepare. At Buddii, we recommend the following:

Choose The Right Vehicle

Whilst all of the above vehicles are tempting in their own way, the first step is to choose the right vehicle for your needs. Consider the type of work you do, how much cargo you need to carry, and how much money you can afford to spend. Once you’ve chosen a vehicle, you will need to get a quote, since you may need add-ons for your car depending on your trade, and this can make the cost vary greatly depending on what you need.

Select The Right Loan

Once you have a quote for the vehicle, start shopping around for a loan. There are a number of different lenders that offer loans to tradesmen, so it’s important to compare rates and terms before you choose a loan. At Buddii, we can help connect you with one of our many trusted lenders to find a loan that suits you.

Get Pre-approval For A Loan

Getting pre-approval for a loan before you start shopping for a vehicle will give you an idea of how much you can afford to spend and will make the buying process easier.

Gather Your Documentation

You’ll need to provide some documentation, such as:

  • Proof of income
  • Tax returns
  • Bank statements
  • A copy of your driver’s licence.

We’ll Submit Your Application

Once you’ve gathered all of your documentation, we can submit your loan application. 

Getting a loan for a new work vehicle can be a great way to improve your business and make your life easier. If you’re interested in car loans for tradies, Buddii is here to help you out. Get in touch with our professional team of brokers today, or apply online for a quote.