Car Loan Calculator

If you want to find out exactly how much you can afford to borrow to get your new or used car, then use our car finance calculator below to find out exactly what kind of financial position you’re in.

Work out total interest paid, recurring payment information and then get in touch with us to lock in that great rate. Call us on [phone number] today to find out more about your repayments and car loan options.




Loan Calculator


Loan Amount

Balloon Payment

Interest Rate (%)


Payment Frequency

Loan Details

Amount Borrowed


Interest Rate



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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Tips for Finding the Right Car Loan

  • Know your budget.

    When you know how much you can spend on your car loan, you’re more likely to find the right deal for you. Make sure you consider every aspect of your finances, including your income, expenses and cash flow. Be realistic about how much you can spend so you don’t end up struggling with car repayments and defaulting on your loan. Use our car repayment calculator to get a better idea of what your car loan requires.


  • Consider the big picture.

    Car loans are often long-term loans, so keep your eye on the big picture when evaluating what’s right for you. Don’t judge everything by the monthly payments and interest rates. Instead, use these to calculate the total cost of your car loan for its entire length. You can use our car loan calculator to evaluate different payment scenarios and compare options.


  • Check your credit score.

    Knowing your credit score will give you a better idea of how likely you can land a good deal for your car loan. The better your credit score, the better your chances of securing good rates and getting approved.


  • Don’t forget insurance.

    It’s easy to get so caught up with your car loan that you forget about insurance altogether. Remember to factor in the cost of car insurance so you get a better idea of how much you’ll be regularly spending for your car throughout the length of your car loan.



Car Loan Calculator Terms and Conditions of Use

We provide this car loan payment calculator as a handy tool to help you, our customers, estimate how much you’re going to be repaying on a principal figure. We provide this car loan repayment calculator to estimate the interest rate and duration of repayments. This calculator is a model, and is not a completely accurate prediction of the repayments. The actual amounts for repayment may be higher or lower. This amount doesn’t include establishment fees or account keeping fees.

The car repayment calculator applies to loans where you are paying off principal and interest. This calculator does not apply to interest only loans.

We are under no obligation to offer finance at the rate or loan duration period which is indicated by this car loan calculator. While weekly and monthly repayment offers might be displayed, this is for comprehension’s sake and may not be offered as an option by all lenders.

This car loan interest calculator should never take the place of a conversation with a professional broker when making financial decisions. We advise that everyone seeks independent advice from a licensed financial advisor.

If you would like to know exactly what your repayments on a loan would be, just give us a call on 1300 283 344 and speak to your broker Buddii.


Can You Save Money By Paying More Frequently?

While there are some benefits to making more regular payments on your loan (e.g. less interest, shorter term of loan), you will find that larger or more frequent payments can make a marginal impact on your loan, but a bigger impact on your cash flow.

The option you take is completely up to you, and you can alter the payment frequency on the car finance calculator to find out how much interest you could save overall.