Vehicle Finance Calculator

Find out how much you could borrow with our easy vehicle finance calculator.

How To Calculate Loan Repayments

Buddii Finance’s loan calculator will work out a weekly, fortnightly or monthly repayment for the car, boat or motorbike you’ve been thinking about. It also works for a personal loan or business loan.


Please Note: This calculator is a guide only. Your interest rate and payments may vary and be subject to lending criteria.

At Buddii Finance, we believe in customer service that enables our clients to make informed financial decisions that are in their best interest. Our brokers are dedicated to offering honest, efficient service to every customer.


Our finance brokers have the experience and knowledge to provide you with tailored advice for your circumstances. We are committed to finding the right financial solution for you, and we will work with you every step of the way to make sure that you are getting a fair deal. 


Contact us today to see how we can help you find a vehicle loan.

You can calculate your payments in five simple clicks:

  • Put in the loan amount (what you want to borrow)
  • Add a balloon amount if you wish
  • Select the interest rate
  • Put in your preferred loan term (1 year to 7 years)
  • Finally, choose a payment frequency



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

How Does It Work?

This is a loan calculator and you can use this as a guide to calculate your approximate loan repayments.


Your loan amount is what you intend to borrow and will be given as a lump sum at the start of your loan to purchase your new vehicle.


A balloon payment is a lump sum of money that you agree to pay at the end of your loan term, which is used to lower your monthly repayments. This means that you will owe less money overall, but you will need to have the funds available to make the balloon payment when it is due.


Your interest rate is calculated using a range of factors, including loan amount, term, payment frequency and your credit score which assesses risk. The interest rate is subject to change based on lending criteria. As such, this calculator is provided as a guide and does not constitute a quote.


Buddii Finance offers loans from one year up to seven years. This finance calculator can calculate weekly, fortnightly or monthly payments.


Please Note: Fortnightly and Weekly payments may not be available on commercial or business loans.


Additional fees and charges apply that are not calculated using this calculator.


The calculator uses the information you have provided and does not take into account your personal needs and circumstances.


All applications are subject to credit approval criteria. Fees, charges, terms and conditions apply.

How to




How Much Can I Borrow With A Vehicle Loan?

When looking for a car loan, the maximum amount you can borrow will depend on the lender as well as your personal financial situation. Lending criteria include credit score, credit history, income sources and living situation. 

One way to change your maximum borrowing amount is by changing the length of the vehicle loan term. For example, going from a 3-year loan to a 5-year loan. 


Using our vehicle loan calculator is a great way to get an idea of what repayments you can expect to pay and help you decide if getting a vehicle loan is right for you. If you’d like to know a personalised rate without affecting your credit score, speak to our team.


Learn More: What Is A Car Loan Comparison Rate?

Does My Credit Score Have An Impact On My Rate?

If you’re looking to borrow money – whether it’s for a car loan, a credit card or a personal loan – your credit score is one of the main factors that lenders will assess. In fact, for many lenders, your credit score will dictate the interest rate you’re offered on a loan. The higher your credit score, the lower the interest rate you’ll be able to access. 


However, it’s important to note that for some lenders, your credit score is less important than other factors. For example, if you have a steady income and a good employment history, some lenders may be more willing to lend to you than if you had a low credit score but no other form of income. 


When you get a quote with Buddii, we run a soft credit check to access the credit scores that lenders use to price your loan, without recording an inquiry or impacting your score in any way.

Only once you’ve selected your preferred lender, submitted your final application to Buddii and we’ve checked it to make sure you’re likely to be approved, will we share your application with your chosen lender.


Working with an experienced broker can help find a lender that’s willing to offer a competitive deal for your circumstances, regardless of your credit score.


Before you start applying for loans, it’s worthwhile checking your credit score and reviewing your credit history. It’s simple and free to find out through one of Australia’s main credit bureaus: Equifax or Experian.

Have A Question? You Can Ask Us

The process of financing a car can be a confusing one, and it’s natural to have questions. That’s why we have a team of friendly finance experts on hand to answer any questions you might have. They can also help you work out how much you can borrow and what kind of loan is right for you. So if you’re not sure where to start, give us a call on 1300 283 344 or email us at [email protected]. We’re here to help.


Our team of thorough and hard-working Brisbane car loan specialists are dedicated to matching you with the right car finance for your dream vehicle.


We’ll help you find the right car loan rate, and we’ll even:

  • Advise you on exactly how the process is going to go, and then keep you updated throughout
    Do all the negotiating on your behalf
  • Offer you education and information about products
  • Work with our preferred lenders across Australia
    Secure you the best loan for your circumstances
  • Work with you now and in the future

We would love to hear from you about how Buddii can help you acquire your dream car with car finance that works for you. Please get in touch today for a confidential chat about our service.


Buying a new car is one of the biggest investments you can make, and you want to make sure you’re going about it the right way. At Buddii, we specialise in sourcinglow-rate new car loans in Brisbane, so you can enjoy that new car smell sooner without breaking your wallet. And to make the process even easier, we can also help you find your new vehicle through our partnership with one of Australia’s leading automotive groups. This gives you access to thousands of brand-new cars from dealerships around the country.


Save on your new car finance as well as the purchase price of your new car with Buddii.

We work with a diverse range of top-tier lenders to make sure that you secure the competitive car loan interest rates and finance product for your personal needs and budget. We know that buying a car is a big deal, and you want to ensure that you have solid financial backing from the best Australian lenders. At Buddii, we partner with leading banks and financial institutions to offer the kind of wholesale rates that simply aren’t available anywhere else. This gives you more options for finding the ideal car finance deal.

We know that buying a new car can be a daunting experience, and it is hard to know if you are getting the right deal. Our car loan and car finance specialists can help take the stress away in buying a new car and create a completely hassle-free experience for you. Call us on 1300 283 344 today to find out how we can help you. You can also send us a message for any questions or enquiries about getting a loan rate the suits your financial situation in Australia.

Contact our Specialists Today

We know that securing a vehicle loan can be a daunting experience, and it is hard to know if you are getting the right deal. 


Call us on 1300 283 344 today to find out how we can help you. You can also send us a message for any questions or enquiries about getting a loan rate the suits your financial situation in Australia.

    Enquire Now

    Without affecting your credit score.



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