Boat Loan Calculator

When the open water calls your name, who are you to refuse? Discover how much you can borrow and the repayments you’ll need to make on your new or used boat, jet-ski or sailing vessel with our boat loan repayment calculator. Find out what kind of impact a boat loan is going to make on your finances and discover how affordable your new boat could be.

  • See your weekly, fortnightly, or monthly repayments
  • Find out how much you can save with extra repayments
  • Apply for boat finance online with our brokers



Loan Calculator


Loan Amount

Balloon Payment

Interest Rate (%)


Payment Frequency

Loan Details

Amount Borrowed


Interest Rate



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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Tips for Finding the Right Boat Loan

  • Understand your needs.

    Every person is different, and not every loan package is right for you. The better you understand what you need from your car loan (including the amount and payment frequency you can manage), the more likely you’ll sail away with a boat loan that’s right for you.


  • Determine how much you can spend.

    If you don’t know how much you can spend, you could end up borrowing more money than you’re capable of paying back. Know how much you can realistically spend for your boat loan before seriously considering a loan option.


  • Learn the differences.

    Boat loans come in a variety of plans, packages, and options. By learning what makes each different and how it affects the total amount you pay, you can better determine what loan is right for you.


  • Think long-term.

    A boat loan is a long-term commitment, so remember to look at the big picture when deciding what loan plan to get. Don’t forget to also look beyond monthly repayments and consider the total cost of your boat loan to get a better idea of how much value you’re getting from your boat loan.



Boat Loan Calculator Terms and Conditions of Use

When you are using this boat finance calculator, please note that this is in place to help you estimate the repayment amounts at specific interest rates and durations. This calculator is not built to include all of the fees and establishment charges usually associated with attaining a loan. Buddii is under no obligation to offer finance at the rate or loan duration, whether for business or private use, that is shown within this tool. While we do display weekly and fortnightly repayment options this may not be available from all lenders. If you would like to learn what the individual repayments would be for a loan amount, please call Buddii on [phone number].

Please note:

  • This calculator is a model, not a predictive tool. This boat finance calculator only shows you an estimate of the amount and repayments, and the actual amounts may vary.
  • This does not provide establishment or account keeping fees as these vary. To find out about fees and charges associated with your boat loan, please call us.
  • This boat loan repayment calculator doesn’t consider your ability to make these repayments.